Share Certificates

Share Certificates

Share Certificates let you invest risk-free. Stash away cash at a fixed rate that's higher than regular savings. Terms range from as few as 2 years to as many as 5 — the longer the term, the higher the dividends!

Save for a planned future expense, or just bulk up your nest egg. The minimum deposit to open is $1,000.*

Benefits
  • Competitive fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 2 to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open

*Early withdrawals result in penalties. If your account has an original maturity date of less than one year, the fee imposed for early withdrawal will equal 31 days dividends on the amount withdrawn.If your account has an original maturity date of one year or longer, the fee imposed for early withdrawal will equal 90 days dividends on the amount withdrawn. Read full disclosure (PDF).