Auto Loans

Auto Loans

We'll beat any competitor's rate on your new or pre-owned car or truck rate — or we'll pay you $100.* Really. Our local loan specialists will work with you to get you out of the dealership and into the driver's seat — fast.

We offer pre-approval, so you can approach the bargaining table with the confidence that comes from having cash in hand. Apply online or swing by to talk terms today.

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As a Solano First Member
As a
  • Competitive, fixed rates on new or used vehicles
  • Flexible terms and repayment options
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance a vehicle loan from another lender to potentially lower your rate
  • Helpful loan professionals based right here in Solano County
  • Fast, local decision-making and processing
  • Attentive, friendly service from start to finish

*Eligibility is determined by credit worthiness. Terms and restrictions may apply. Read full disclosure (PDF).

Auto Buying Resources

Enterprise Car Sales

Buy Smart. Borrow Smart. Solano First has partnered with Enterprise Car Sales to bring you great deals and great rates on late-model, low-mileage certified vehicles. You'll also get Enterprise's exclusive Perfect Used Car Package that includes No-Haggle Pricing, 7-Day Repurchase Agreement, plus much more. Get pre-approved today at Solano First and take advantage of special Enterprise only offers. For more information, visit the Enterprise website.

Credit Union Direct Lending (CUDL)

Research, shop, buy — CUDL makes car buying easy. Find a vehicle, research vehicle values using Kelly Blue Book, or locate a dealer before you buy. Apply for your loan right at the dealership, no need to come into a Solano First location. For more information, visit the CUDL website.

Additional Coverage

Guaranteed Auto Protection (GAP) Insurance

GAP is designed to cover what your insurance company doesn't. If your vehicle is totaled or stolen, your insurance company will pay what they determine the value of your vehicle to be at the time. In many cases this amount is not enough to pay off your vehicle loan. GAP protection covers the difference between what you owe on your loan and what your insurance company pays. GAP not only covers automobiles, it covers motorcycles, boats, and RV's too. This product is affordable and in most cases can be added to your loan. Contact a member service representative for a free GAP analysis.

Mechanical Breakdown Insurance (MBI)

MBI offers low cost piece of mind by covering mechanical breakdowns your vehicle may experience. MBI can be purchased and used in conjunction with your manufacturer's warranty. If your vehicle is no longer covered by the manufacturer, MBI is affordable protection. MBI offers a variety of coverage options as well as flexible deductible amounts. Contact a member service representative for a free MBI quote.

Payment Protection - Credit Life & Disability

Credit Life protection offers your loved ones piece of mind by paying off your loan balance up to $50,000.* Premiums are affordable and are conveniently included in your monthly payment.

Credit Disability protection makes your monthly loan payments until you are able to return to work.* Premiums are affordable and are conveniently added to your monthly loan balance.

*Contact a member service representative for full details and restrictions.

Apply Now

As a Solano First Member
As a